Epress.am News from Armenia
Banks in this country are more protected than citizens: they have the support of the courts and the state, so they fearlessly rob people, said Larisa Asryan, in conversation with Epress.am, who lost her lawsuit against GFC General Financial Credit Company.
Asryan challenged the lower court ruling, but it was struck down by the Court of Appeal, and the Court of Cassation refused to even consider it.
Asryan twice appealed to the Armenian president's office but was told the president doesn't have the right to interfere in judicial processes. The same answer was given by the Armavir provincial administration, where the Armenian government had transferred Asryan's complaint.
Asryan now intends to appeal to the European Court of Human Rights. The farmer is also preparing to appeal to the general prosecutor's office to ask criminal proceedings be launched against the credit company.
Earlier, Asryan said that the credit company, via a court order, demanded the borrower pay a five-year loan a year after the loan was taken. Asryan said she didn't violate any terms of the contract, and by demanding the money, the company is not allowing her to work, to develop her greenhouse farm, and pay off her debt.
"At least they should have written a normal explanation in the court ruling. They wrote that the ruling against us is due to the fact that the plaintiff, the credit company, asked to satisfy the claim. That is, the request of the bank is enough for the court? The court also doesn't substantiate why it didn't take into account expert opinions, which it appointed and which showed that I don't have a debt," she said.
The credit company representative, in turn, called the Asryan's remarks misinformation. GFC lawyer Hamlet Grigoryan said that Larisa Asryan's husband, Artsrun Saribekyan, had an overdue loan and the company, according to the loan agreement, asked for the money back because he stopped making payments after November 2012.
"We are dealing with an irresponsible and classic problem client and a member of his family, who, instead of repaying the loan on time, don't fail to waste time and resources to spread unnecessary and unfounded allegations against the organization," said GFC's lawyer.